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 Finance · Loan Utility

Loans & EMI Calculator

Calculate your monthly EMI, total interest, total repayment and complete yearly amortization schedule.

Calculate your loan EMI Enter the loan amount, interest rate and repayment period.
Loan Amount Principal amount
₹10,000 ₹1 Crore
Interest Rate Annual interest rate
0% 30%
Loan Tenure Repayment period
1 year 30 years
Monthly EMI
₹2,125
Total Interest
₹27,500
Total Payment
₹1,27,500
Principal ₹1,00,000
Processing Fee ₹0
Principal vs Interest
Outstanding Loan Balance

Yearly Amortization Schedule

5 years
Year Opening Balance Principal Paid Interest Paid Total Payment Closing Balance
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How the Loans & EMI Calculator Works

Enter your loan details, review the calculated EMI, then analyze the complete repayment schedule.

STEP 01

Enter loan details

Enter the loan amount, annual interest rate and repayment tenure using the sliders or number fields.

STEP 02

Calculate your EMI

The calculator determines your monthly EMI, total interest and total repayment using the standard EMI formula.

STEP 03

Review & export

Review the charts and yearly amortization schedule, then export the results as Excel or PDF.