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Web4Tools · Finance Utility

SIP & Lump Sum Calculator

Estimate your investment growth, total returns and future value with interactive charts and detailed year-by-year projections.

Monthly Investment ₹5,000
Expected Return 12%
1% 30%
Investment Period 10 Years
1 Year 40 Years
Investor Name
Investment Goal
Annual SIP Step-Up
Inflation Rate
Investment Results
Estimated projection based on your inputs
Total Investment
₹6,00,000
Estimated Returns
₹5,61,695
Future Value
₹11,61,695
Investment Growth
Investment vs Estimated Returns

Year-by-Year Projection

Estimated investment growth over the selected period.

Year Investment Returns Future Value Growth
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Plan your investment with clarity

Use SIP or Lump Sum mode to estimate how your investment could grow over time. Adjust the return rate, period, step-up and optional inflation assumptions.

STEP 01

Enter investment

Enter your monthly SIP amount or your initial lump-sum investment.

STEP 02

Adjust assumptions

Use the Expected Return and Investment Period sliders or type the exact values directly.

STEP 03

Review your projection

View charts, yearly projections and download your calculation as Excel or PDF.